First Time Homebuyer

Life of Victory is a HUD Approved Housing Agency, Home Ownership &
Education Center following National Industry Standards.

Buying a home is a huge responsibility; it is also a huge opportunity.

One of the greatest obstacles to homeownership is saving the money to
Cover the downpayment and closing costs. Qualified Tennesseans may be
Eligible for up to 5% downpayment assistance to be used with FHA, VA,

(This class is required if you plan to apply for down payment assistance.)
Homebuyer Education Certification Courses include the following:

  • Neighbor Works, Pre and Post Purchase Curriculum including:
  • Steps to home ownership
  • What makes a home right for you
  • What questions to ask when looking at a home
  • How to qualify for a home loan
  • What’s involved in maintaining a home once you’re a homeowner
  • Clarify common, but confusing, mortgage concepts like title insurance and PMI
  • Outline various mortgage types, including THDA’s Great Choice Loan Program
  • Develop an understanding of budgeting and credit scores

Connect you with a Certified Housing Counselor who can act as a resource
throughout the homeownership process

  • Classes in Spanish
  • Online Certified Home Buyer Classes
  • Community resources

How do I Get Started?

Click here to register for an approved online homebuyer education course.

Not Sure? Call Us! First-time homebuyers more familiar with homeownership, but who wish to know more, are encouraged to contact us at or call us at (615) 213-1468.