Real Help is Available, Right Now

Making Home Affordable (MHA) is designed to help you get mortgage help and avoid foreclosure. There is real help available. Get started today.

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HOME AFFORDABLE MODIFICATION PROGRAM (HAMP)
HAMP® is designed to lower your monthly mortgage payments, making them more affordable and sustainable for the long-term.
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HOME AFFORDABLE REFINANCE PROGRAM (HARP)
If you’re current on your mortgage, but have had difficulty refinancing, HARP could provide a solution. Even if you owe more than your home is worth, if your mortgage is owned by Fannie Mae or Freddie Mac, you could save with HARP.
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