Foreclosure Prevention

Real Help is Available, Right Now

Life of Victory has helped over 2,000 homeowners Avoid foreclosure!
As a HUD Approved Housing Counseling Agency we can help work with your
lender and determine what options are best for you.

Available Foreclosure Prevention Programs:

  • Principle Reduction Program
  • Loan Modification
  • Partial Claim
  • Housing Assistance
  • Referral To Community Resources
  • Financial Literacy & Credit Repair

PRRPLE PROGRAM:
The Tennessee Housing Development Agency’s Keep My TN Home (PRRPLE) program, will
lower monthly mortgage payments to affordable levels for eligible homeowners by providing (1)
a reduction in the principal balance of their first mortgage loan, combined with a loan recast,
modification, refinance or (2) principal reduction which results in a full lien extinguishment.

Eligible hardships include: Low-income TN homeowners who, through no fault of their own, are
financially unable to make their mortgage payments and who are in danger of foreclosure due to
death of a spouse, divorce or underemployment or because they are living on social security,
long-term disability or another fixed income source.

Keep My TN Home – (PRRPLE) Mortgage Assistance Program is a federally funded program
administered through THDA.

Life of Victory Ministries is a HUD Approved Agency affiliated with:
Tennessee Housing Development Agency & HOME FREE USA

OUR MISSION IS TO BUILD SUCCESSFUL HOMEOWNERS AND
STRENGTHEN COMMUNITIES.